Kentucky School of Insurance

Often referred to as a "P & C" license, the Property License allows licensees to sell homeowners, commercial property, and inland marine insurance policies within the state(s) they are licensed. The Casualty License permits licensees to sell auto insurance, workers' compensation, crime coverage, and professional liability insurance in the state(s) where they are licensed. (The requirements for insurance licensing vary by state.) Visit the Kentucky Department of Insurance for further insight or consult your company to ensure you pursue the correct license.

Life Insurance Licensees are authorized to sell life insurance policies (Term and Permanent Fixed products) and Fixed annuities policies. To sell and present variable products, you will need two licenses. A life license and a securities license often require sponsorship from your employer if applicable.

Health Insurance Licensees can sell medical, disability, Medicare supplement, and long-term care policies. (The requirements for insurance licensing vary from state to state. Visit the Kentucky Department of Insurance website or check with your company to ensure you obtain the correct license.)

At the Kentucky School of Insurance, we know that there's no one-size-fits-all solution for preparing for your licensing exam. You know you. That's why we offer various options to fit your lifestyle and schedule. Compare our study packages of Live In Person, Zoom Online, OR Self Study options. Please do not hesitate to contact us for further guidance. These exams are not easy, but proper planning and preparation increase your likelihood of success.

YES PLEASE! Requirements vary by state, and each state may require additional study hours beyond the live class you are scheduled for. Remember, our course content is designed to help you pass the state licensing exams and not teach you the entire insurance industry. Our instructors assume students are not hearing and seeing the material for the first time when class begins. Also, studying the content before the in-person review course will allow you to enhance your learning experience more quickly.

You technically will not know the exact questions on the exam. Be careful not to memorize questions but understand the concepts. The test provider PSI Exams (See Exam Content Outline under the "Exam Process" tab on our website) publishes an exam content outline that contains a list of the exam subjects used to develop the test questions. The questions on the state exam are not available to a candidate or any test provider. Also, PSI typically has several versions of the exam, so if you and a friend take the exam at the same time, you both can experience different questions that are presented to you.

These exams are not overly complex (if you prepare and study), BUT not excessively easy. Exam preparation time varies greatly, from a few weeks to several months. Candidates may take longer or shorter, depending on their education level, experience in the industry, and other time commitments (e.g., full-time job, family commitments, etc.). Our goal is to help you minimize this time commitment. We emphasize creating a plan of action to pass the exam. If you prepare, study, and plan, we are confident this will translate into successfully passing the actual state exam.

Yes! All Kentucky School of Insurance prelicensing, content, and courses are submitted and approved by the state of Kentucky.

120 days. A charge of $50.00 will apply for an additional 30 days of access.