Are You Ready To Pass Your Kentucky Insurance Exam?

This self-study course is part of the process needed to become a licensed insurance agent as your participation supports your requirements of required self-study time to become eligible to take the state licensing exam!

  • You will learn the basics of comprehension for insurance and its policies, along with an understanding of options, riders, and provisions.

  • You will learn about annuities, qualified plans, taxes, group insurance concepts, state laws, and state laws for specific insurance categories.

  • This course is set at a self-study pace to allow every learner the ability to tackle the curriculum at their own pace, on their own schedule.

Meet Your Instructor

Mike Weglarz, CPCU

Mike is a business leader, and former insurance agency owner with over 20 years of experience working in the insurance, financial services, and retail vertical markets. For the past ten years, Mike has been a successful insurance pre-licensing instructor. This is on top of his duties as an associate professor at one of the top insurance and risk management programs in the United States.
Learn More About Mike

What's Inside The Course

Kentucky Life, Accident and Health Pre-Licensing Course Curriculum

    1. WELCOME! A Message From Your Instructor

    2. Welcome - Exam Overview Video

    3. Overview of Process

    4. Mobile App. - Now Available

    1. General Insurance - Overview Video

    2. Chapter 1 - Powerpoint

    3. The Basics of Insurance

      FREE PREVIEW

    4. Exposures

      FREE PREVIEW

    5. Pure vs. Speculative Risk

      FREE PREVIEW

    6. Hazards and Perils

      FREE PREVIEW

    7. Law of Large Numbers

      FREE PREVIEW

    8. Underwriting and Rating

      FREE PREVIEW

    9. Adverse Selection

      FREE PREVIEW

    10. Categorizing Insureds

      FREE PREVIEW

    11. Underwriting Groups

      FREE PREVIEW

    12. Stock vs Mutual Insurer

      FREE PREVIEW

    13. Admitted versus Non-Admitted Carriers

      FREE PREVIEW

    14. Producer, Principal

    15. Contracts, Premium Calculations and Applications

    16. Waiver and Estoppel

    17. Underwriting Information

    18. Insurable Interest and Contract Characteristics

    19. Life Quiz - Chapter 1

      FREE PREVIEW

    1. Life Insurance Basics - Overview Video

    2. KSOI-LAH-Chapter 2

    3. Life Insurance Basics

    4. Classification of Life Insurance: Term vs. Permanent

    5. Business Uses of Life Insurance

    6. ​Human Life Value​ & Needs Approach

    7. Types of Life Insurance Policies – Term Insurance

    8. ​Advantages and Disadvantages of Term Life Insurance​

    9. Permanent Policies

    10. Straight, Limited, and Single Pay

    11. Modified and Graded Premium Whole Life

    12. Interest Sensitive (Current Assumption) Whole Life

    13. Equity Indexed Whole Life

    14. Advantages and Disadvantages of Whole Life

    15. Flexible Policies

    16. Adjustable Life

    17. Universal Life

    18. Variable Life and Variable "Universal" Life

    19. Survivorship Life and Juvenile Life

    20. Viatical Settlements

    21. Stranger-Orientated Life Insurance - STOLI

    22. Producer Responsibilities

    23. Life Quiz - Chapter 2

    1. KSOI- Chapter 3 Powerpoint

    2. Options, Provisions, and Riders

    3. Misstatement of Age or Sex

    4. Assignment clause

    5. Grace period and automatic premium loan rider

    6. Reinstatement provision

    7. Time limit of certain lawsuits

    8. Optional provisions

    9. Beneficiaries

    10. Common Disaster

    11. Dividend Options

    12. ​Non - Forfeiture Options​

    13. Settlement Options

    14. Riders

    15. Riders dealing with Living Benefits

    16. The Uniform Simultaneous Death Act

    17. Facility of Payment Provision

    18. Life Quiz - Chapter 3

    1. KSOI - Chapter 4 Powerpoint

    2. Annuities, Qualified Plans and Taxes

    3. Qualified and Non-Qualified Plans

    4. Annuity Basics

    5. Uses of an Annuity

    6. Annuity Overview

    7. ​Types of Annuities​

    8. Types of Annuities to choose from?

    9. Annuity Period – How will the funds be paid out?

    10. IRAs – Individual Retirement Accounts

    11. Other Retirement Plans

    12. Rollovers and Transfers

    13. Tax Consequences of Life Insurance and Dividends

    14. Life Quiz -Chapter 4

    1. KSOI-Chapter 5

    2. Group Insurance Concepts

    3. Group Life Conversion

    4. Taxation for Group Life Insurance

    5. Life Quiz - Chapter 5

About this course

  • $299.00
  • 166 lessons
  • 0.5 hours of video content

Take Your First Step To Getting State Insurance Producers License!

Get started now and gain the knowledge needed to gain confidence and reach your goals of becoming a licensed insurance agent in the state of Kentucky.

Enroll today